You pay for insurance to have peace of mind in case the worst should happen. Unfortunately, when disaster strikes, sometimes your own insurance company might become the biggest hurdle. Insurance companies have an obligation to provide fair and legal coverage, but many of these institutions use practices designed to delay and underpay in order to turn a profit. You should not settle for less than you deserve and an Altus insurance lawyer could be your best bet for a fair outcome.
If your claim for property damage, weather-related damage, theft, or fire damage was denied, delayed, or underpaid, or if you feel as though your insurance company mistreated you or mishandled the claim in anyway, you may have a valid case against your insurance company. A determined attorney in the Southwest Oklahoma region could work with you to formulate a plan of action. Call our team of attorneys today to review your claim paperwork.
Common Types of Insurance Claims
There are numerous types of insurance policies that can result in a denial. Claims involving property are often the type most often involved in a denial case. Some common insurance claims involve:
- Property Damage
- Storm Damage
- Wind Damage
- Hail Damage
- Fire Damage
- Flood Damage
It may be easier for insurance companies to delay these claims because there is only one party involved – you – unlike in a malpractice or motor vehicle accident case where your injury is caused by a third party. If the only party fighting for a timely resolution is a single homeowner, it is easier for an insurer to take liberties with a settlement than if many parties and their legal teams are involved. But your own insurance company owes you duties that others do not. Having an insurance lawyer in Altus involved in challenging a denial could greatly increase the chances that you reach a fairer agreement.
Damages in an Insurance Denial Case
Damages are usually simple to calculate in an insurance claim denial case. Typically, the party bringing the case is seeking only what they feel is a fair amount of compensation for the property that was damaged. Unlike personal injury cases in which non-economic damages such as pain and suffering are generally sought, an insurance claim recovery typically has a set amount that is at issue. However, you could also seek some compensation for breach of contract or bad faith operation on the part of the insurance company.
Work with an Altus Insurance Attorney to Get What You Are Owed
You deserve to be paid fairly by your own insurance company. If not, or if you suspect you are not being paid fairly, reach out to our team of insurance bad faith lawyers in Altus for a personal consultation today. We do not get paid unless you are successful in your case.